Tulsa Real Estate http://jadagrp.com Just another WordPress site Mon, 16 Jan 2012 10:49:20 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Types of Mortgages http://jadagrp.com/2012/01/types-of-mortgages/ http://jadagrp.com/2012/01/types-of-mortgages/#comments Mon, 16 Jan 2012 09:55:23 +0000 admin http://jadagrp.com/?p=1278 To quote a mortgage broker: “There is a different loan for a different need.” In other words, the type of mortgage you get depends on your individual situation. A good lender will get a sense of your needs from your credit report, your assets, and your employment history. He can then recommend some options for you. Here’s a rundown on the most common loan types.

 

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]]> http://jadagrp.com/2012/01/types-of-mortgages/feed/ 0 Home Equity Loans http://jadagrp.com/2012/01/homeequity/ http://jadagrp.com/2012/01/homeequity/#comments Sun, 15 Jan 2012 21:43:39 +0000 admin http://jadagrp.com/?p=1 Need to remodel but no money? Or need a loan to send Johnny to college? You can tap into the equity you have in your home (the amount your house is worth minus what you owe on it) via a Home Equity Line of Credit, or Home Equity Loan.

Home Equity Loans

Home Equity Loans are when a lender gives you a set amount of money and you pay it back over a fixed payment schedule. Typically these loans have fixed interest rates. This is a better option for someone who wants to lock in a fixed interest rate, either because they think interest rates are going to increase or because they like the certainty of knowing what their payment schedule will be.

A home equity loan also is a better option than a home equity line if you know exactly how much money you need to borrow and when you want to borrow it.

 

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